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Operation Zaidi

Government interventions designed to transform livelihoods and stimulate growth.

OverviewPDMEMYOOGAACFYLPUWEPSBRFGROWINVITEUDBYVCFNAADSUDCCattleOps IntelZaidiAI

UDB

UDB — Uganda Development Bank

Uganda's national Development Finance Institution, wholly owned by the Government. UDB lends directly off its own balance sheet across priority sectors — recycling capital, returning a net profit (dividend) to its shareholder and generating development leverage in jobs, taxes and export earnings per shilling lent.

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Started

National Development Finance Institution

Implementing agency

Uganda Development Bank Ltd

Interest p.a.

12%

Source

GoU (sole shareholder)

Fund size

UGX 1.56 trn

Disbursed

UGX 1.56 trn

Beneficiaries

850

Recoveries / reflows

Pending

Repayments returned to the fund

Programme at a glance

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Loan portfolio by sector

Prototype figures shown in the UDB workspace. Indicative pending the official data exchange with the implementing entity.

Disbursed by financial year

Financial yearProjectsDisbursedMaleFemaleBeneficiariesDisbursed share
2019/2051UGX 93.4 bn381351
2020/2194UGX 170.5 bn109364,920
2021/22136UGX 239.0 bn211706,843
2022/23178UGX 353.5 bn3441159,580
2023/24187UGX 349.2 bn48416210,276
2024/25204UGX 444.2 bn63721312,553

Sector / activity breakdown

  • ManufacturingUGX 426.9 bn
  • Agro-IndustrializationUGX 340.6 bn
  • Primary AgricultureUGX 235.8 bn
  • InfrastructureUGX 186.6 bn
  • Tourism & HospitalityUGX 145.9 bn
  • HealthUGX 104.6 bn
  • EducationUGX 64.8 bn
  • Mineral-Based IndustryUGX 51.2 bn

Gender split

2,432Beneficiaries
Male
1,82375.0%
Female
60925.0%

Computed across all financial years on record.

Regional distribution

RegionBeneficiariesAmountShare
Central23,865UGX 840.6 bn
54.0%
Western9,312UGX 324.8 bn
20.9%
Eastern8,167UGX 277.1 bn
17.8%
Northern2,828UGX 113.8 bn
7.3%

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