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Operation Zaidi

Government interventions designed to transform livelihoods and stimulate growth.

OverviewPDMEMYOOGAACFYLPUWEPSBRFGROWINVITEUDBYVCFNAADSUDCCattleOps IntelZaidiAI

ACF

ACF — Agricultural Credit Facility

A risk-sharing agricultural finance fund: Government co-funds up to 50% of each agricultural loan booked by commercial banks (70% for microfinance institutions), capping borrower interest at 12% p.a. Loans run 6 months to 8 years with up to 3 years grace.

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Started

Bank of Uganda · MoFPED

Implementing agency

Bank of Uganda · MoFPED

Interest p.a.

12%

Source

GoU / PFIs

Fund size

UGX 1.06 trn

Disbursed

UGX 1.06 trn

Beneficiaries

6,200

Recoveries / reflows

Pending

Repayments returned to the fund

Disbursed by financial year

Financial yearProjectsDisbursedMaleFemaleBeneficiariesDisbursed share
2019/20609UGX 107.9 bn268104609
2020/21708UGX 117.8 bn759295708
2021/22992UGX 176.3 bn1,473573992
2022/231,107UGX 184.5 bn2,4119371,107
2023/241,292UGX 214.3 bn3,3931,3191,292
2024/251,492UGX 259.8 bn4,4641,7361,492

Sector / activity breakdown

  • LivestockUGX 168.3 bn
  • AquacultureUGX 165.7 bn
  • MechanisationUGX 158.3 bn
  • Grain TradeUGX 153.0 bn
  • Primary AgricultureUGX 149.5 bn
  • DairyUGX 135.1 bn
  • Agro-ProcessingUGX 130.8 bn
  • KCB Bank UgandaUGX 84.6 bn
  • Stanbic Bank UgandaUGX 83.8 bn
  • Equity Bank UgandaUGX 82.8 bn
  • DFCU BankUGX 72.8 bn
  • Absa Bank UgandaUGX 68.9 bn
  • Centenary BankUGX 61.8 bn
  • Bank of Africa UgandaUGX 54.5 bn
  • Uganda Development BankUGX 53.8 bn
  • NCBA Bank UgandaUGX 52.8 bn
  • Opportunity Bank UgandaUGX 50.9 bn
  • Finance Trust BankUGX 50.2 bn
  • Diamond Trust BankUGX 46.4 bn
  • Housing Finance BankUGX 46.3 bn
  • Cairo Bank UgandaUGX 45.6 bn
  • PostBank UgandaUGX 43.6 bn
  • Yako BankUGX 43.5 bn
  • Guaranty Trust BankUGX 42.3 bn
  • Pride MicrofinanceUGX 27.5 bn
  • FINCA UgandaUGX 25.1 bn
  • EFC UgandaUGX 23.5 bn

Gender split

17,732Beneficiaries
Male
12,76872.0%
Female
4,96428.0%

Computed across all financial years on record.

Regional distribution

RegionBeneficiariesAmountShare
Central1,445UGX 230.9 bn
23.3%
Western1,901UGX 355.9 bn
30.7%
Eastern1,330UGX 224.4 bn
21.5%
Northern1,524UGX 249.5 bn
24.6%

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